Treasury Yields Just Broke Another 19-Year Record: What Happens to Business Financing If This Doesn’t Stop The 10-year Treasury yield climbed as much as 11 basis points overnight to 5.27%, a fresh 19-year high, while the 30-year rate jumped to 5.55%. This is the second time in less than a week that Treasury yields have […]
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The equipment financing industry enters 2026 as a $1.3 trillion market, coming off a record-setting 2025. On its face, that’s an unambiguously strong headline. But industry executives closer to the underwriting side of this market are describing a more complicated picture underneath that number, one where overall volume and performance remain strong even as small
Banks Are Pulling Back From Small Business Equipment Lending: Here’s Who’s Stepping In A notable shift is underway in equipment finance: traditional banks are pulling back from small business lending, creating room for independent lenders and new bank-independent lender partnerships to fill the gap. Industry leaders in the equipment finance space have described this directly,
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Buy It or Rent It? Why the $82.6 Billion Equipment Rental Boom Is Changing How Businesses Think About Equipment The equipment rental market grew to $82.6 billion in 2025, up from a then-record $78.2 billion the year before, continued evidence of a broader shift in how businesses think about equipment ownership altogether. Rather than defaulting
Why Rigid Monthly Payments Are Dying: Inside the Flexible Equipment Financing Trend Reshaping 2026 For decades, equipment financing followed a simple, unbending pattern: borrow a fixed amount, pay a fixed amount every month, for a fixed number of months, regardless of whether your business was actually generating revenue from that equipment yet. That pattern is
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What Is Asset-Based Financing? A Plain-English Guide for Business Owners Sitting on Equipment, Inventory, or Unpaid Invoices If your business owns valuable equipment, holds significant inventory, or is waiting on a stack of unpaid invoices, you may be sitting on financing leverage you haven’t fully considered. Asset-based financing is a broad category of business funding
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76% of Small Businesses Are Skipping Banks in 2026: Here’s Where Asset-Based Financing Fits In A recent small business survey found that more than 76% of small businesses now bypass traditional banks entirely when seeking financing, favoring more flexible alternative options instead. The same survey found cash flow has overtaken inflation as small business owners’
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Most business owners think about financing in terms of what they qualify for based on credit and revenue. Fewer stop to consider what they already own that could open up additional options. If your business has any of the five assets below, it’s worth understanding how each one can factor into a funding decision, even
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Asset-Based Financing vs. Revenue-Based Funding: Which One Actually Fits Your Business? Two of the fastest-growing categories in small business financing work on almost opposite logic. Asset-based financing qualifies you based on something you already own, equipment, inventory, real estate, or unpaid invoices. Revenue-based funding qualifies you based on what your business actually earns, month over
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While Wall Street has spent recent weeks celebrating record index closes and a historic AI infrastructure spending boom, a different story has been playing out on Main Street. A widely shared report this week captured small business owners describing their current environment in blunt terms, one business owner’s assessment was simply: “It’s awful.” The reason
