Free estimate tool
See what your business funding could look like
Enter your numbers and get an instant, illustrative estimate of total repayment and your fixed daily or weekly payment. No sign-up needed, and using it never touches your credit.
Funding from $10,000 to $5,000,000Offers usually in 1 to 5 hoursSoft credit pull onlyFunded usually within 24 to 48 hours
Your numbers
$
Deposits into your business bank account, on average over the last 3 months.
$
Funding amounts range from $10,000 to $5,000,000.
Direct Fund Program
Your illustrative estimate
$0 per business day
Estimated fixed payment range
Funding amount$0
Estimated total repayment$0
Factor rate range1.25 to 1.499
Number of payments0
Payments as share of monthly revenue0%
Apply Now: Soft Pull Only, No Obligation
Takes about 2 minutes. Or call 1-866-737-6278 (866-Re-Smart).
1
Apply in about 2 minutes
Share your business details and your last 3 months of business bank statements.
2
Offers usually in 1 to 5 hours
Underwriting on a complete file usually takes 1 to 5 hours, with a soft credit pull only.
3
Funded in 24 to 48 hours
From application to funding, the whole process usually takes 24 to 48 hours.
Important: This calculator provides an illustrative estimate only. It is not an offer, a quote or a commitment to fund. Smart Business Funding provides merchant cash advances, which are the purchase of future receivables and are not loans. Your actual factor rate, fees, term, amount and payment depend on underwriting, your revenue, time in business, industry and risk profile. Estimates assume about 4.33 weeks or 21 business days per month and do not include fees. Direct Fund Program fees are typically 5% to 10% of the funded amount, and marketplace program fees are typically 0% to 10%. Third-party costs such as wire or ACH fees may also apply. Direct Fund Program factor rates range from 1.25 to 1.49 for prime-qualified businesses and 1.309 to 1.499 for higher-risk profiles. Marketplace program factor rates range from 1.22 to 1.499. Both programs require at least 1 year in business. The Direct Fund Program requires about $50,000 in monthly revenue and the marketplace program about $5,000. All financing is subject to underwriting and approval. Smart Business Funding (Collins Cash Inc.), 2420 NE 186th Street, Suite 401, North Miami Beach, FL 33160. See our transparent terms.
