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Merchant Cash Advance

Business Merchant Cash Advance

Learn How To Get A Fast Merchant Cash Advance

Getting additional funding for your business is quick, simple and stress-free with Smart Business Funding. We are committed to helping businesses of all sizes get the financial backing they need to grow or save their business. There’s no reason you should have to turn down a new business opportunity simply because you are short on funding for the month.

With Smart Business Funding at your side, you can utilize our Merchant Cash Advance option to further the financial funding for your business.

merchant cash advance

Merchant Cash Advances

Getting the funds for your business is simple. With our quick application process, you’ll have additional funding in no time. Our process is broken into 4 steps: Apply, Qualify, Receive, and Reimburse.



Your or a financial expert from your organization fills out a brief business funding application and sends it to our team along with bank statements of the business over the last three months.



Our team will review the information you’ve provided. Generally, most inquiries get approved within a matter of hours. In order to qualify for a merchant cash advance, the following conditions must be met:


  • Minimum sales volume of $5,000.00.
  • Business has been in operation for at least 3 months.
  • Back account must not go negative more than 8 times per month.


Smart Business Funding finances almost all industry types.



Receiving your new funding from Smart Business Funding can take 24 hours or less! If there are no hiccups in the application and qualifying stages, we can get the funds to you within 24 hours after approval. Our goal is to get your business funds into your hands as fast as possible. We will work with you to make sure that happens.



Paying back the merchant cash advance can be spanned across a few or many months, depending on your agreement. On average, merchant cash advances can extend between 3 and 24 months based on various credentials and information. In order to fully reimburse your funding, Smart Business Funding “captures” a daily or a weekly amount towards paying back the advance.


Questions and Answers:


Q: Is your Merchant Cash Advance expensive?

A: The cost of the funds is different for each business owner. Underwriting determines the cost of the capital based on a variety of factors including credit, location, industry type and debt the business has.


Q: Do you have a weekly repayment option?

A: We do have weekly repayment options subject to eligibility.


Q: Are there any penalties for paying off the advance early?

A: No. There are never any penalties for paying off the advance early. We actually offer discounts and incentives for paying back the advance early.


Q: Is this transaction reported to any credit reporting agency?

A: There is no reporting to any credit reporting agency.


Q: When will I qualify for a renewal?

A: Businesses are typically eligible for renewal as soon as they are 50% paid back.


Q: How long has Smart Business Funding been in business?

A: We opened in December of 2014.


Q: What is the best way to reach someone in customer service?

A: Phone: 866-Re-Smart or email:


Q: Where are you located?

A: We are located in Brooklyn NY.


Q: Are you affiliated with the Better Business Bureau?

A: Yes, we are proud of our A+ rating with the Better Business Bureau. Here is the link to our profile:



Our Merchant Cash Advance Process


Our merchant cash advance application is simple and fast.


If you have been in business for at least 3 months and have $5,000.00 in monthly sales with no open bankruptcies, you qualify!


Receiving your new funds from Smart Business Funding can take 24 hours or less!

Get The Funding You Need Today

Businesses of all sizes are encouraged to contact us about our merchant cash advance option or apply for a cash advance today! Funding from Smart Business Funding that backs your business to help it grow can be the difference between an average business and one that succeeds and surpasses competitors. Contact us today to learn more!