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Merchant Cash Advance

Business Merchant Cash Advance

Learn How To Get A Fast Merchant Cash Advance

Getting additional funding for your business is quick, simple and stress free with Smart Business Funding. We are committed to helping businesses of all sizes get the financial backing they need to grow or save their business. There’s no reason you should have to turn down a new business opportunity simply because you are short on funding for the month.

With Smart Business Funding at your side, you can utilize our Merchant Cash Advance option to further the financial funding for your business.

merchant cash advance

Merchant Cash Advances

Getting the funds for your business is simple. With our quick application process, you’ll have additional funding in no time. Our process is broken into 4 steps: Apply, Qualify, Receive, and Reimburse.



Your or a financial expert from your organization fills out a brief business funding application and sends it to our team (along with bank statements of the business over the last three months, in addition to credit card statements where applicable).



Our team will review the information you’ve provided. Generally, most inquiries get approved within a matter of hours. In order to qualify for a merchant cash advance, the following conditions must be met:


  • Minimum sales volume of $10,000.00.
  • Business has been in operation for at least 3 months.
  • Back account must not go negative more than 8 times per month.


Smart Business Funding finances all industry types with the exception of law firms and other financial companies.



Receiving your new funding from Smart Business Funding can take 48 hours or less! If there are no hiccups in the application and qualifying stages, we can get the funds to you within 24 hours after approval. Our goal is to get your business funds into your hands as fast as possible. We will work with you to make sure that happens.



Paying back the merchant cash advance can be spanned across a few or many months, depending on your agreement. On average, merchant cash advances can extend between 3 and 24 months based on various credentials and information.


In order to fully reimburse your funding, Smart Business Funding “captures” a small percentage of future credit card sales. This method is called “Credit Card Receivables Funding.” This means that you don’t have to worry about making specific payments, they’re simply taken from your credit card sales in order to simplify the process.

Our Merchant Cash Advance Process


Our merchant cash advance application is simple and fast.


If you have been in business for at least 3 months and have $10,000 in monthly sales with no open bankruptcies, you qualify!


Receiving your new funds from Smart Business Funding can take 48 hours or less!

Get The Funding You Need Today

Businesses of all sizes are encouraged to contact us about our merchant cash advance option or apply for a cash advance today! Funding from Smart Business Funding that backs your business to help it grow can be the difference between an average business and one that succeeds and surpasses competitors. Contact us today to learn more!