2420 NE 186th Street, Suite 401, North Miami Beach, Florida 33160
347-402-1650
Press and media
Smart Business Funding Press Room
Facts, story ideas and a direct line for reporters, editors and producers covering small business finance, merchant cash advances and alternative lending.
Contact the media teamJump to the fact sheet
2014Serving business owners since December
$500M+Funded to date
Inc. 50002020 list, No. 1,229
$10K to $5MDirect funding amounts
About Smart Business Funding
Copy and paste this boilerplate into your story.
Smart Business Funding (smartbusinessfunder.com) is a business funding company based in North Miami Beach, Florida, serving small and mid-sized businesses across the United States since December 2014. The company provides merchant cash advances from $10,000 to $5 million directly, and connects owners with partner products including equipment financing, lines of credit, credit card processing and asset-based financing. Smart Business Funding has funded more than $500 million and was named to the Inc. 5000 list of fastest-growing private companies in 2020 (No. 1,229). A merchant cash advance is not a loan.
What we can speak to
Topics our team can discuss on the record, each backed by a guide on our site.
Merchant cash advance, explained
How advances work, how they differ from bank and SBA loans, and what to ask before signing.
Read our guide →Funding with imperfect credit
What a soft pull means, where a 500 score can still qualify, and how owners rebuild options.
Read our guide →Card processing costs
Why processing fees keep climbing for small merchants and what owners can do about them.
Read our guide →Equipment financing
How owners buy, replace and upgrade equipment, and why it is a partner product for us.
Read our guide →Using home equity for business needs
How a home equity line compares with a cash advance, and the tradeoffs owners should weigh.
Read our guide →Small business cash flow
Seasonal gaps, late-paying customers and the funding choices owners actually face.
Read our guide →Fact sheet
Quick facts for reporters. Please confirm anything time-sensitive with us before publishing.
| Founded | December 2014 |
|---|---|
| Trademark | Smart Business Funding® is a registered trademark (U.S. Reg. No. 7,637,151, registered January 7, 2025). Please use the ® on first reference. |
| Headquarters | 2420 NE 186th St, Suite 401, North Miami Beach, FL 33160 |
| Direct product | Merchant cash advance, $10K to $5M, 1+ year in business |
| Partner products | Equipment financing, lines of credit, credit card processing, asset-based financing |
| Credit | Soft pull only, scores from 500 on the direct program |
| Speed | Underwriting usually 1 to 5 hours, funding usually 24 to 48 hours from application |
| Recognition | Inc. 5000, 2020 (No. 1,229); BBB A+ rating; five-star Trustpilot reviews |
| Funded to date | $500M+ |
Spokesperson
Anthony Collin, CEO. Anthony leads Smart Business Funding and is available to comment on merchant cash advances, small business funding and the state of alternative lending. Ask us for a headshot and logo files.
Reporter questions
Who can I contact for an interview or comment?
Email Info@SmartBusinessFunder.com or call 1-866-737-6278 (866-Re-Smart). Tell us your outlet, topic and deadline and we will route your request to the right person.
What is a merchant cash advance?
A merchant cash advance is the purchase of a portion of a business's future receivables, repaid by a fixed daily or weekly payment. It is not a loan. Our guide at /merchant-cash-advance/ explains how it works.
How fast can a business get funded?
Underwriting is usually 1 to 5 hours on a complete file, and funding is usually 24 to 48 hours from application. Timing depends on the file and on approval.
What are your credit requirements?
We use a soft credit pull and approve down to a 500 score on our direct program.
How should we refer to the company?
Smart Business Funding, at smartbusinessfunder.com. The contracting entity is Collins Cash Inc., doing business as Smart Business Funding.
Media contact
Smart Business Funding
Email: Info@SmartBusinessFunder.com
Phone: 1-866-737-6278 (866-Re-Smart)
2420 NE 186th St, Suite 401, North Miami Beach, FL 33160
Citing us
Please name us Smart Business Funding and link to smartbusinessfunder.com. Looking for more? Read our business funding news page or learn about our team.
Smart Business Funding, a d/b/a A merchant cash advance is not a loan: it is the purchase of a portion of future receivables, repaid by a fixed daily or weekly payment. Amounts, factor rates, fees and timing vary and are subject to approval. Partner products are offered through third-party partners.
Resources for Journalists
Background, definitions and examples you can cite or link to.