Restoration (Water / Fire / Mold) Business Funding

Get Funded in 24 Hours, Up to $5,000,000

At Smart Business Funding, we help restoration companies access fast, flexible capital so you can:

• Respond to emergency calls immediately
• Deploy crews without cash flow stress
• Buy drying equipment, air scrubbers & vehicles
• Take on larger insurance-backed jobs
• Scale operations after storms, floods, or fires

No waiting weeks like traditional lenders
No complicated bank approvals
Funding based on your business performance

Why Restoration Companies NEED Fast Funding

Restoration is one of the most cash-intensive industries:

• Jobs require immediate mobilization
• Equipment costs are high
• Payroll must be covered upfront
• Insurance payouts take time
• Storm seasons create sudden spikes in demand

Just like hotels need funding for upgrades, staffing, and operations,
restoration companies rely on capital to handle high upfront costs and stay operational.

Without funding → you turn down jobs
With funding → you scale aggressively

The Companies Winning Right Now Aren’t Waiting

When a hurricane hits…
When a building floods…
When a fire destroys a property…

The companies making the most money are the ones who:

• Show up first
• Have equipment ready
• Have crews on standby
• Have CAPITAL to deploy quickly

Speed = Revenue in restoration.

Funding Solutions Built for Restoration Businesses

We match you with the right product based on your needs:

Merchant Cash Advances

• Fast approvals
• Based on revenue
• Ideal for immediate job funding

Business Loans

• Larger amounts
• Structured repayment
• Perfect for scaling operations

Equipment Financing

• Air movers, dehumidifiers, trucks, tools
• Preserve your cash flow

Lines of Credit

• Use funds as needed
• Ideal for unpredictable job flow

Invoice Factoring

• Get paid faster on insurance receivables
• Eliminate waiting weeks for payouts

What Can You Use Restoration Business Funding For?

• Emergency job mobilization
• Hiring and paying crews
• Equipment purchases & upgrades
• Marketing after storms (lead generation)
• Expanding into new territories
• Covering gaps between insurance payments

If it helps you respond faster and scale bigger, you can fund it.

Why Restoration Companies Choose Smart Business Funding

Speed = More Jobs

Funding in as little as 24 hours

High Approval Rates

We focus on revenue, not just credit

Fixed Daily or Weekly PaymentsStated up front in your agreementBuilt for Growth

We help you scale, not just survive

Simple 3-Step Funding Process

1. Apply

Takes minutes

2. Get Approved

Offers in 1 to 5 hours

3. Get Funded

Money in your account within 24 hours

Real Scenario (What Most Companies Face)

A restoration company gets a call for a $150,000 water damage job

They need:

• Equipment
• Crew
• Materials
• Immediate response

But they don’t have the capital…

They pass on the job

Another company takes it… and profits

This happens every day.

How Much Can You Get?

• $5,000 to $5,000,000
• Based on your monthly revenue
• Minimum time in business required

Imagine Your Business After One Storm Season…

• More trucks
• More crews
• Bigger insurance jobs
• Higher revenue

The opportunity is already there.

The only question is:
Do you have the capital to capture it?

Don’t Let Another Emergency Job Go to Your Competitor

Get the Funding You Need, Before the Next Call Comes In

Apply today and see how much your restoration business qualifies for.

Get Approved Today. Fund Tomorrow. Scale Immediately.