Smart Business Funding has now funded more than $500 million to U.S. small businesses, including industries many lenders avoid.
Smart Business Funding Passes $500 Million Funded and Keeps Serving High-Risk Industries Read More »
5 Clauses in Your MCA Contract That Can Freeze Your Bank Account You’ve probably heard the line: “It’s not a loan.” It’s repeated often in MCA sales calls, and it matters more than almost anything else in your contract. If an MCA isn’t a loan, what is it? And what does that change about your
5 Clauses in Your MCA Contract That Can Freeze Your Bank Account Read More »
The MCA Debt Spiral: How One Advance Becomes Three (and How to Get Out) (Composite story based on common owner experiences.) Learn more about how a merchant cash advance works. Month 1. Luis, who runs a small landscaping company, takes a $40,000 advance. The relief is immediate. New equipment, caught-up bills, a deep breath. Month
The MCA Debt Spiral: How One Advance Becomes Three (and How to Get Out) Read More »
The $412 That Leaves Your Account Every Morning (And What It Does to Your Business) It’s 6 a.m. and Dana is awake before her alarm. She opens her banking app, the way she does every morning, and sees it: a withdrawal of $412. It posted overnight, like every business day for the past four months.
The $412 That Leaves Your Account Every Morning Read More »
I Borrowed $50,000. I Paid Back $70,000 in Six Months. Here’s the Math Nobody Showed Me. (Composite story based on common owner experiences.) Marcus owns a small catering company. In March, a corporate client paid late, a freezer died, and he had a payroll to cover on Friday. By Tuesday afternoon he was on the
I Borrowed $50,000. I Paid Back $70,000 in Six Months. Here’s the Math Nobody Showed Me. Read More »
Oct 2, 2026 · @Smart Business Funding By Anthony Collin, CEO, Smart Business Funding. $500M+ funded since 2014. Updated October 2026. Ask most business owners what their largest asset is and they’ll name the business. For many, the honest answer is the house. ICE’s August 2026 Mortgage Monitor found that 47.5 million U.S. mortgage holders
Your Home Might Be Your Business’s Biggest Untapped Asset Read More »
Oct 2, 2026 · @Smart Business Funding By Anthony Collin, CEO, Smart Business Funding. $500M+ funded since 2014. Updated October 2026. For most of the past three years, business owners heard one story about rates: they were coming down. On September 16, 2026, that story changed. The Federal Open Market Committee voted 12–0 to raise
Rates Are Moving: What the Fed’s September Hike Means for a Business HELOC Read More »
HELOC or Cash Advance? Run the Real Numbers Before You Sign Anything Oct 2, 2026 · @Smart Business Funding By Anthony Collin, CEO, Smart Business Funding. Serving businesses since 2014. Updated October 2026. Most funding articles pick a winner before they show you the math. This one doesn’t, because the right answer depends on two
HELOC or Cash Advance? Run the Real Numbers Before You Sign Anything Read More »
Oct 2, 2026 · @Smart Business Funding By Anthony Collin, CEO, Smart Business Funding. $500M+ funded since 2014. Updated October 2026. If you own your home, your business property, or both, you may be sitting on capital you have never used. The harder question is not whether you can borrow against it. It is which
Your House or Your Building? How to Choose What to Borrow Against Read More »
Should You Surcharge Customers for Card Fees? What the “Swipe Tax” Survey Says Business Owners Are Actually Doing A widely cited 2026 survey of 461 small business owners and 1,007 consumers. Kurv’s “Swipe Tax Survival Report”, set out to understand how rising credit card processing costs are actually changing small business decision-making, and how consumers
Should You Surcharge Customers for Card Fees? Read More »
