5 Signs a Bulk Inventory Deal Is a Trap (and 3 Signs It’s a Real Opportunity) By Anthony Collin Every business owner has seen one: a supplier offer with a big discount, a large minimum quantity, and a deadline that’s coming fast. Some of these deals can strengthen your margins for months. Others leave you […]
5 Signs a Bulk Inventory Deal Is a Trap (and 3 Signs It’s a Real Opportunity) Read More »
Bulk Purchase Discounts: How to Tell When the Savings Actually Pay Off By Anthony Collin A supplier calls with an offer: buy six months of inventory now and take 20% off. It sounds like free money, and sometimes it is. But a bulk purchase discount only helps your business when the savings are bigger than
Bulk Purchase Discounts: How to Tell When the Savings Actually Pay Off Read More »
A short video look at a day inside Smart Business Funding, plus what ISOs and brokers can expect when they send us a deal.
A Day Inside Smart Business Funding: What ISOs and Brokers Can Expect Read More »
Oct 7, 2026 · @Smart Business Funding One payment instead of five. A lower rate on paper. Using home equity to pay off business debt can look like the obvious fix when daily and weekly debits are piling up. But consolidating with a HELOC doesn’t just change what you pay. It changes what’s at risk.
Should You Use Your House to Pay Off Business Debt? The Honest Math Read More »
Oct 7, 2026 · @Smart Business Funding You probably know what each payment costs. Most business owners do. What almost none of them know is the total: every daily remittance, weekly debit and monthly bill added together and compared with what comes in. That’s not a small blind spot. In the Federal Reserve’s 2025 Small
Add Up Every Daily Debit: The 15-Minute Business Debt Audit Read More »
Brokers and ISOs who bring a deal to Smart Business Funding work directly with our team. Watch the video and learn how to send your first deal.
Brokers and ISOs: Send Us Your First Deal Read More »
Oct 6, 2026 · @Smart Business Funding By Anthony Collin · The interest rate is the first number you see on an asset-based lending term sheet. It’s rarely the last thing you pay. Asset-based lines carry fees and controls that don’t show up in the headline rate, and some of them can double your real
6 Red Flags Hiding in an Asset-Based Lending Term Sheet Read More »
Oct 6, 2026 · @Smart Business Funding By Anthony Collin, CEO, Smart Business Funding. $500M+ funded since 2014. Updated October 2026. Asset-based financing is offered through our partner platform, and the partner sets the terms. Asset-based financing works best when a business owns things that turn into cash on a predictable schedule. Some industries are
8 Industries Where Asset-Based Financing Fits, and Why Read More »
Oct 6, 2026 · @Smart Business Funding By Anthony Collin · Most owners think of their balance sheet as a report card. Lenders read it as a menu. Every line item has a price, and some aren’t on the menu at all. Asset-based financing lets you borrow against what the business already owns instead of
9 Things on Your Balance Sheet a Lender Will Fund, and 4 It Won’t Read More »
Oct 6, 2026 · @Smart Business Funding By Anthony Collin · An asset-based lender can approve a $1 million line and still let you draw far less. The gap comes from seven numbers most owners never see until the term sheet arrives. Know them in advance and you can raise your borrowing power before you
7 Numbers an Asset-Based Lender Checks Before Saying Yes Read More »
