There are many reasons why business owners may want to apply for funding but in general, most apply because of cash flow related issues. There are many expenses that can come up when you open a business and some owners may not have the capital needed to cover them. Receiving financing from a bank while convenient, would, of course, require that you have good credit, have a few years of business experience and that you pay a fixed monthly rate. We understand that not all small businesses can get access to funding from a bank which is why we at Smart Business Funding provide alternative financing in the form of a merchant cash advance. With us, you don’t have to worry about having good credit or putting up collateral and payment is taken automatically at an adjusted rate that is fair to your business. Our only requirements are that you’ve been in business for at least 3 months, make a minimum of $10,000 a month in sales and not be in the law firm or payday lending industry. Give us a call or text us at 917-533-2979 to find out other benefits we can offer your small business.